The Safest and Most Dangerous Places in Bay County, FL
Bay County is home to 186,400 residents and includes Panama City and Lynn Haven · Updated November 2026
Is Bay County, FL safe?
Yes. An overall CrimeGrade™ of A- means crime in Bay County is low. Most US neighborhoods have little crime too, so Bay County sits near the middle: 50% of Americans live in neighborhoods with more crime, and 50% in neighborhoods with less. Property crime grades better than violent crime here, A against A-. What matters most is the neighborhood: grades within Bay County run from A+ to D+, so check the map or the safest and least safe places below.
A-
Overall CrimeGrade™
Safety score 835 of 1,000About as safe as the typical US neighborhoodi What this means
50% of Americans live in neighborhoods with more crime than Bay County as a whole, and 50% in neighborhoods with less. The typical US neighborhood has a safety score of 838, a CrimeGrade™ of A-. Bay County scores 835.
Crime is concentrated in a small share of places, so most neighborhoods score high on the 0 to 1,000 scale. That is why a score in the 800s can still mean more crime than most US neighborhoods.
How to read the map: each area's color compares its crime with the people, homes and cars there, on one national scale, from green for the least crime to red for the most. Each area gets its own color, so a busy shopping center can show red while the homes beside it stay green. The interactive maps load faster on a strong connection. Compare high speed internet in Bay County, FL at ISP Reports.
Who this page is for: homeowners and renters in Bay County, and anyone thinking about buying or renting a home there.
Business and enterprise customers: this free map shows neighborhood areas. CrimeGrade™ business reports map crime at about 66-meter detail and estimate it for one address and type of business. See business reports
What stands out in Bay County
Robberies and car thefts both run low. In Bay County, each runs at less than half the US rate: 0.22 robberies and 1.1 car thefts a year per 1,000 residents, against 0.62 and 2.7 nationally.
The safest and most dangerous places in Bay County
Low crime is the norm across Bay County: 95% of residents live in areas graded A or B, and 1% in areas graded D or F. Grades across Bay County run from A+ to D+; 58% of residents live in areas with less crime than the typical US neighborhood.
95%
A or B 95%C 4%D or F 1%
Share of residents, by the overall CrimeGrade™ of the area they live in.
Cities and towns in Bay County with at least 1,000 residents. Ranked by overall CrimeGrade™; beside each grade is its safety score, from 0 to 1,000 (higher is safer), and the other numbers are residents.
Across the county, the Youngstown and Fountain areas have the least crime and the Panama City area the most.
Crime rates and types in Bay County
CrimeGrade™ estimates Bay County has about 34 reported crimes a year for every 1,000 residents, 9% less than the US as a whole and close to Florida.
Overall crime
Violent crime
Property crime
Reported crimes a year, per 1,000 residents. These figures include simple assaults and vandalism, which the FBI's violent and property crime rates leave out.
Theft is the most common crime in Bay County, about 40% of everything reported, but assault costs more, because each one does more harm.
Each CrimeGrade™ compares a crime with what it affects: people for assaults and robbery, homes for burglary, parked cars for vehicle theft. Rates count crimes per 1,000 residents.
Select a crime's name to see its map above. CrimeGrade™ business reports map each crime at about 66-meter detail.
How Bay County compares with nearby counties
Bay County has the most crime of its 10 nearest counties.
Two things set Bay County apart: it has 15.2 stores and restaurants for every 1,000 residents, against 10.5 nationally, and 4% of its residents in dense blocks, against 24% nationally. Places with many stores and restaurants tend to report more theft; here theft sits near the national middle.
Stores and restaurantsShops and restaurants draw crowds and parked cars. Places with many stores tend to report more theft.15.2 per 1,000 residentsUS: 10.5Higher than for 97% of Americans
Empty homesSeasonal and vacation homes are left out. Places with many empty homes tend to report more burglary and arson.9.8% of homesUS: 7.1%Higher than for 85% of Americans
Walk GradeBestNeighborhood's grade for getting through daily life on foot, traced along real walking routes to shops, schools and parks. Walkable places tend to report more theft. 83% of residents here live in car-dependent areas.D (15 of 100)US: 21Lower than for 60% of Americans
Show all 6
Residents in dense blocksBlocks of 10,000 or more people per square mile. Dense neighborhoods tend to report more robbery.4% of residentsUS: 24%Lower than for 83% of Americans
Lit at nightSatellite images show which neighborhoods are lit at night, a sign of busy streets and businesses. Brightly lit places tend to report more theft and vandalism.81% where people liveUS: 78%Lower than for 60% of Americans
Transit serviceBuses and trains an hour at the evening rush. Places with busy transit tend to report more theft and robbery. BestNeighborhood's Transit Grade for Bay County: F (4 of 100).1 trips an hourUS: noneLower than for 58% of Americans
These traits tend to go with more or less crime; none of them causes it on its own. Sources: Census job counts and housing figures, OpenStreetMap and Overture business listings, CrimeGrade™ parking estimates, NASA night-light imagery, US Forest Service tree cover, EPA transit data and BestNeighborhood's Walk Grade.
What crime costs Bay County
Crime costs Bay County about $1,043 a year per household, counting police, courts and prisons as well as victims' losses, 13% less than the US figure of $1,205. The total is about $73 million a year.
Cost of crime per resident, per year
Counting the pain and suffering of victims, which comes almost entirely from violent crime, the full cost rises to about $249 million a year, or $1,337 per resident.
How the cost breaks down
Crime
Cost a year
Per resident
Murder
$13 million
$70
Rape
$4.6 million
$25
Robbery
$1.3 million
$7
Assault
$29 million
$154
Burglary
$4.2 million
$22
Theft
$13 million
$69
Vehicle theft
$3.2 million
$17
Arson
$210,000
$1
Vandalism
$5.0 million
$27
Total
$73 million
$392
How CrimeGrade™ works
A CrimeGrade™ shows how much crime an area has compared with the rest of the country, from A+ for the least crime to F for the most. Every neighborhood in the US is graded on the same scale, so a B in Bay County means the same as a B anywhere else.
CrimeGrade™ starts from the crimes people report to police and measures each kind of crime against what it affects: people for assaults, homes for burglaries, parked cars for car thefts.
The rates on this page count crimes for every 1,000 people who live here, the way police departments report them.
Comparisons with US neighborhoods use the Census Bureau's block groups, small areas of about 1,400 residents, and count the people who live in each. The figures count crimes reported to police; many crimes, shoplifting above all, never are. Behind the grades, CrimeGrade™ tested 21,607 factors from 125 data families. For business owners, paid CrimeGrade™ location reports estimate crime at a single address for each type of business.
Where the numbers come from
Crime reports that police departments file with the FBI
State crime records and city crime data, where they are published
Published research on what crime costs victims and communities
These are estimates of reported crime for whole areas, not a record of what happened on any one street. CrimeGrade™ updates them once a year and provides them free and without guarantee. Check local sources before you rely on them for a decision.
Schools in Bay County, FL average a SchoolGrade of C: 52% of students test proficient, against 45% projected for schools like them. Overall, they don't meet expectations. See schools in Bay County on SchoolGrade
