The Safest and Most Dangerous Places in Lower Bank, NJ: Crime Maps and Statistics

A-

Overall Crime Grade™

Violent Crime Grade	B+
Property Crime Grade	B
Other Crime Grade	A

Which crimes are included?

$48,966

Cost of Crime™ for Lower Bank, NJ

In 2025, crime will cost $507 per household.

More cost data

On the map, green marks the parts of Lower Bank with the least crime overall and red marks the most. Each area is weighted by the type and severity of every offense, so a place with rare but serious violent crime can grade differently from one with frequent petty theft. The Interpreting the Crime Maps section below explains how to read the colors.

Is Lower Bank, NJ Safe?

The A- overall grade blends the violent, property, and other grades shown above into one measure, set against the average US city, where Lower Bank's combined rate is lower than the norm. Lower Bank sits in the 82nd percentile, ahead of 82% of cities and behind 18%. The grade covers only Lower Bank's official city boundaries. See the table below for nearby cities.

The overall crime rate in Lower Bank is 14.81 per 1,000 residents in a typical year. Residents generally consider the north part of the city the safest. Your chance of being a victim ranges from 1 in 54 in the west neighborhoods to 1 in 72 in the north.

Counting total incidents instead of per-capita rates, the north parts of Lower Bank, NJ report the most crime, about 2 cases per year. The northwest part reports the fewest, around 0 per year.

The Cost of Crime™ in Lower Bank, NJ

Across all crime types, the projected cost of crime in Lower Bank for 2025 is $48,966, about $217 per resident and $507 per household. That equals 0.5% of the median household income. These figures cover tangible costs, which include:

Criminal justice system costs (law enforcement, courts, and imprisonment): 54.8%
Direct costs to victims (damaged property, medical expenses, and lost wages): 33.8%
Lost economic contribution from offenders (time in prison or repeat offenses): 11.3%

How Much Does Crime Cost in Lower Bank Compared to Other Cities?

Lower Bank, NJ:	$217
Englewood Cliffs, NJ:	$567
Pine Lake Park, NJ:	$68
New Jersey:	$240
USA:	$464

The overall cost of crime per resident in Lower Bank is $217 per year, which is $248 less than the national average and $23 less than New Jersey's state average. The comparison below uses cities similar to Lower Bank:

In Englewood Cliffs, NJ, crime costs $567 per person, which is $351 more than in Lower Bank.
In Pine Lake Park, NJ, crime costs $68 per person, which is $149 less than in Lower Bank

2025 Projected Cost by Type of Crime

The table below shows the total cost of crime to the residents of Lower Bank for the year 2025 along with the projected cost per resident.

Crime	Cost to Lower Bank	Cost per Lower Bank Resident
Murder	$13,577	$60
Rape/Sexual Assault	$3,415	$15
Robbery	$1,612	$7
Assault	$10,735	$47
Kidnapping	$1,001	$4
Vehicle Theft	$1,692	$7
Burglary	$3,000	$13
Theft	$9,282	$41
Arson	$280	$1
Vandalism	$2,717	$12
Animal Cruelty	$20	$0
Drug Crimes	$642	$3
Identity Theft	$993	$4
Total Cost of Crime	$48,966	$217

The Intangible Cost of Crime in Lower Bank, NJ

The totals above count tangible costs only. Violent crime also carries a human cost, the pain and trauma borne by victims and their families, which research-based methods estimate so it can be compared across places. That intangible cost in Lower Bank totals $109,812 ($486 per resident), and all of it comes from violent crime rather than property loss. Added to the tangible costs, the full estimate reaches $158,778 ($703 per resident). All Cost of Crime figures come from scholarly research on the cost of crime. Read more about our methodology here.

Interpreting the Crime Maps

Crime rates on the map are measured per resident, so areas with heavy visitor traffic can read high because crime follows crowds, even where few people live. The city holds few retail establishments, which lifts recorded crime around those blocks. A red area does not always mean the neighborhood is unsafe for residents.

Airports, parks, and transit hubs create the same effect. Major airports draw large crowds with few residents nearby, so they read as high-crime spots. Parks and recreational areas do the same, and of Lower Bank's 226 residents few live beside them. Before assuming an area is unsafe, weigh both the per-capita rate and the total number of incidents, and note what sits nearby.

The interactive maps load faster on a strong connection. Compare high speed internet in Lower Bank, NJ at ISP Reports.

Lower Bank Crime Breakdown

The tables below show which crimes are used to calculate the Crime Grades above. All crime rates are shown as the number of crimes per 1,000 Lower Bank residents in a standard year.

Violent Crime Rates

Crime Type	Crime Rate
Assault	1.654
Robbery	0.2267
Rape	0.2492
Murder	0.0320
Total Violent Crime	2.162 (B+)

Property Crime Rates

Crime Type	Crime Rate
Theft	7.931
Vehicle Theft	0.4836
Burglary	1.463
Arson	0.0513
Total Property Crime	9.929 (B)

Other Crime Rates

Crime Type	Crime Rate
Kidnapping	0.0731
Drug Crimes	0.3841
Vandalism	1.683
Identity Theft	0.5677
Animal Cruelty	0.0120
Total "Other" Rate	2.720 (A)

Individual Lower Bank Crime Maps & Stats

Crime Maps and Rates for Nearby Cities

Compared to surrounding cities, the rate of crime in Lower Bank is higher. The table below shows Crime Grades for cities close to Lower Bank.

Nearby City	Overall Crime Grade	Violent Crime Grade	Property Crime Grade
Wading River, NJ	A	B-	A-
Green Bank, NJ	A-	A	B
Herman, NJ	A-	A+	B-
Leektown, NJ	A+	A+	A
Weekstown, NJ	A-	A+	C+
New Gretna, NJ	A+	A+	A
Egg Harbor City, NJ	B	A-	C-
Port Republic, NJ	A+	A+	A-
Sweetwater, NJ	A+	A+	B+
Devonshire, NJ	A-	A+	B-

Crime Maps and Rates for City with Similar Populations

Lower Bank is lower versus other cities of the same size for crime. The table below compares crime in cities with comparable overall population in the city‘s boundaries.

Similar City	Overall Crime Grade	Violent Crime Grade	Property Crime Grade
Frannie, WY	B+	A+	A+
Swanton, NE	F	C-	C-
Stubblefield, IL	C-	C+	C+
Stringtown, WA	D-	C+	C+
Ganges, OH	B+	B+	B+
Gambill, IN	B+	B	B
Frost, OH	B	B-	B-
Fremont, MN	A	A-	A-
Freeny, MS	A+	A+	A+
Freemansburg, WV	A-	A-	A-

Considering only the crime rate, Lower Bank is safer than the New Jersey state average and safer than the national average.

Safety and school performance are separate topics, but both shape moving decisions. Using SchoolGrade data, schools in Lower Bank, NJ average SchoolGrade of D, with 26% actual proficiency versus 27% projected; overall, schools meet expectations. See Lower Bank schools on SchoolGrade

About the Data

CrimeGrade.org provides highly detailed and accurate crime data, used by insurance companies, home security firms, and other industries. Our data is available for licensing—learn more about our USA crime data and licensing.

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All maps and statistics above are projections, not certainties, and provided without guarantee free of charge. Verify all info before making any decisions based on the data.